Effective Date: June 20, 2025

Website: https://orviawealth.com

1. Introduction

Welcome to the website of Orvia Wealth Ltd ("we", "our", or "us"). By accessing or using our website, you agree to be bound by the terms of this User Agreement and any applicable laws or regulations. If you do not agree to these terms, please do not use the website.

This Agreement governs your use of our website and any content, tools, or services provided via https://orviawealth.com (the “Website”).

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement under the laws of the United Kingdom to use this website. By using the website, you represent and warrant that you meet these requirements.

3. Use of the Website

You agree to use the website only for lawful purposes and in accordance with this Agreement. You must not:

Use the site in a way that could damage, disable, or impair the Website

Attempt to gain unauthorised access to any part of the Website, server, or network

Use automated means (e.g. bots or scrapers) to access the Website

Transmit any viruses, malware, or harmful code

Interfere with the security or integrity of our systems

We reserve the right to suspend or terminate your access if you breach any of these terms.

4. No Financial Advice

The content on our Website is for informational purposes only and does not constitute financial, investment, tax, or legal advice. We recommend you seek professional advice tailored to your circumstances before making financial decisions.

5. Intellectual Property

All content on this Website — including text, graphics, logos, icons, images, and software — is the property of Orvia Wealth Ltd or its content suppliers and is protected by UK and international copyright, trademark, and other intellectual property laws.

You may view, download, and print material from the Website for personal, non-commercial use only. You may not reproduce, modify, distribute, or exploit the content for commercial purposes without our express written permission.

6. Third-Party Links

Our Website may include links to third-party websites. These links are provided for your convenience and do not signify our endorsement. We are not responsible for the content, accuracy, or practices of third-party websites.

7. Privacy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and safeguard your personal data. By using the Website, you consent to our use of your data in accordance with the Privacy Policy.

8. Disclaimer of Warranties

We provide the Website on an “as is” and “as available” basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that the Website will be secure, error-free, or uninterrupted. You use the Website at your own risk.

9. Limitation of Liability

To the maximum extent permitted by law, Orvia Wealth Ltd will not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use or inability to use the Website, including any errors or omissions in content.

10. Indemnification

You agree to indemnify, defend, and hold harmless Orvia Wealth Ltd, its directors, employees, and affiliates from any claims, liabilities, damages, and expenses (including legal fees) arising out of your use of the Website or your breach of this Agreement.

11. Modifications

We may update or modify this Agreement at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Website after such changes constitutes your acceptance of the revised terms.

12. Governing Law

This Agreement is governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Contact Us

If you have questions, or wish to exercise your rights, please contact:

Email: [email protected]

Mailing address: Orvia Wealth Ltd, 128 City Road, London, London, UK EC1V-2NX