Effective Date: June 20, 2025

Website: https://orviawealth.com

This disclaimer (“Disclaimer”) governs your use of the website https://orviawealth.com operated by Orvia Wealth Ltd (“Orvia”, “we”, “us”, or “our”).

By accessing this Website, you accept this Disclaimer in full. If you disagree with any part of it, please do not use our Website or services.

1. No Financial or Investment Advice

All content provided on this Website is for general informational purposes only. Nothing on this site constitutes:

- Investment advice

- Financial planning advice

- Tax, legal, or accounting advice

- A solicitation or recommendation to buy or sell any financial products or services

We strongly recommend that you consult a qualified financial adviser before making any investment or financial decisions. Any decisions you make based on the information provided on this Website are made solely at your own risk.

2. Regulatory Status

Orvia Wealth Ltd operates in compliance with UK financial services laws. However, the content on this Website does not imply FCA authorisation, approval, or oversight unless explicitly stated.

Always confirm our regulatory status through appropriate official channels or by contacting us directly at [email protected].

3. No Warranties

We strive to ensure that the information on our Website is accurate, complete, and up to date. However, we make no warranties or representations of any kind, express or implied, regarding:

- The accuracy or completeness of the content

- The suitability of information for your personal circumstances

- The availability or functionality of the Website

- Content is subject to change without notice.

4. Limitation of Liability

To the fullest extent permitted by law, Orvia Wealth Ltd shall not be liable for any loss or damage, including but not limited to:

- Direct or indirect loss

- Loss of profits or revenue

- Data loss

- Business interruption

- Loss arising from reliance on Website content

This applies even if we have been advised of the possibility of such damages.

5. External Links

Our Website may include links to third-party websites for your convenience. These links do not signify endorsement, and we are not responsible for the content or security of external sites. You access them at your own risk.

6. No Client Relationship

Use of this Website does not establish a client relationship with Orvia Wealth Ltd. A formal client relationship is only formed upon written agreement and onboarding through our official process.

7. Intellectual Property

All text, images, graphics, and other content on this Website are the property of Orvia Wealth Ltd or its licensors, unless otherwise stated. You may not reproduce or distribute this content without prior written permission.

8. Changes to This Disclaimer

We reserve the right to update this Disclaimer at any time without notice. Please review this page periodically for any changes. Continued use of the Website after changes are posted will be deemed acceptance of the updated terms.

9. Contact

If you have any questions regarding this Disclaimer, please contact us:

Orvia Wealth Ltd

Email: [email protected]

Mailing address: Orvia Wealth Ltd, 128 City Road, London, London, UK EC1V-2NX